Although benefiting greatly from the Millennium Challenge Account Compact (MCA), a large amount of loan money was returned unused to the lending bank, and many farmer loans were not repaid in time. Major inhibitors to the success of the program targeting Ghanaian farmers were “willful negligence,” bad weather conditions, pest infestation, and lack of value chain activities. Food processing equipment and information and communication technology and infrastructure have been identified as key elements to the success of future programs.
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